Tag: law & taxes

Auer Witte Thiel informed ruling on the cancellation risk communication from Munich February 2011. The firm Auer Witte Thiel reports: A new judgment of the BGH distressed insurance strengthens clarifies the legal position of the companies but at the same time, insurers are subject to what information requirements, enforce order Commission recovery against agents and brokers to. Insurance companies are obliged to inform agents and brokers adequately and in a timely manner via cancellation risk communication on non-performing contracts to enforce later any Commission payments. This the Bundesgerichtshof in a recent judgment has in January of this year decided, and according to Auer Witte Thiel temporarily ending a dispute ongoing since 2007. Basically the insurer are required, their finishing compulsory”distressed contracts fully to comply, to demand the repayment of fees. So the company must be Policyholders first independently encourage to comply with its contractual obligations by payment of premiums in full. Decisive was seriously and strongly according to Auer Witte Thiel, that the information results in a timely manner and the policyholders to fulfil his contractual obligation”become admonished. A letter of formal notice alone is this not sufficient, the judges urteilten.

“But the insurers have also the possibility to inform the representative by means of cancellation risk communication about the situation and he post processing” to demand of the Treaty. The company must comply but in time this information obligations, to avoid any disadvantages, summarizes the firm Auer Witte Thiel the judgment of the Federal Court of Justice. Clear for the insurance companies the consequences this judgment according to Auer Witte Thiel: it comes to the dispute, the insurer must prove that they have undertaken efforts to avoid the risk of cancellation properly and promptly. This does not happen can a representative may successfully defended himself against the Commission recovery, warns Auer Witte Thiel. Aggravated matters, that under certain conditions not only representative but also brokers against the insurance companies can prevail, as the Supreme Court stated. Condition, however, is that the position of the broker to the company resembles that of a representative.

As the Supreme Court made clear, this was the case, for example, if the broker in the structure of the company was incorporated and get assistance in organization and inventory maintenance money, Auer summarize Witte Thiel judgment. The lawyers Auer Witte Thiel will inform here about more judgments on the subject of Commission payments and cancellation risk communication. About the law firm Auer Witte Thiel, the specialization areas of focus and the development of core competencies in certain disciplines are indispensable in the legal services sector. Auer Witte Thiel is a business law oriented law firm and represents several German insurance companies. The firm Auer Witte Thiel is Munich. How to contact with Auer Witte Thiel lawyers lawyer Tobias Steiner Bayerstrasse 27 80335 Munich phone: 089/59 98 97 60 fax: 089 / 550 38 71 E-Mail: Web:


The recently enacted in law to combat illegal telephone advertising to protect consumers effectively from annoying advertising calls. Power leads, the United Kingdom’s leading lead agency, looks now clear competitive advantages for serious lead provider. For more specific information, check out Nissan. Already in the past month, the Federal Network Agency due to misconduct in nine cases imposed fines of a total of around half a million euros. Christopher bridges, consultants in the call center industry from Hamburg: many call centers had to indemnify several employees as a result of the amendment to the Act and effectively change the business model. And that was just the beginning, it will be 2010 yet significant dips in the call center industry.” Competitive advantage for serious lead agencies by the newly created legal situation benefited not only the consumer but in particular also serious lead agencies. While the most leads of the call center are from stress interviews with often little product affine addressees, lead agencies generate targeted their address data from the Internet. This is done Online advertising measures and search engine marketing. Here interested target groups specify directly and voluntarily their contact information in the advertising materials.

“An opt in” then explicitly granted permission for a call through a broker. So is the contact and address deployment manageable for consumers and complies with the current legislation. Finally, legal certainty for all this approach is not only the consumer fair, but also an effective and legitimate method for the detection of high-quality leads. Especially for the financial sector, where confidence and seriousness are capitalized. The new regulation gives the consumer finally legal certainty and makes the Internet the advertising medium of the future”, Oliver explains Hanke power leads from Hamburg. Because here the new customers will be won.

Therefore a strong growth for the acquisition of new customers in the Internet is already for 2010 to expect.” Power leads the Hamburg firm of power leads is a leading nationwide lead agency. The company works with almost all major insurance companies and issuing houses in Germany together. Due to many years of experience in the field of lead management, especially for the financial sector, power leads has in-depth knowledge of the market. The founder of Oliver Hanke and Ulrich Iven come from senior management positions of large financial institutions and know the needs of the industry from personal experience. Contact: powerleads.de Dorotheenstr str. 48? 22301 Hamburg phone: 040-30 39 79-20 fax: 040-30 39 79 39


The tax office Maria Ulrich from Munich informed it as to the financial situation. Not only the company’s assets, but also the private is often hard to overlook. While a constant overview is important here, to manage the assets effectively. With a professional tax advice is the capital in the best hands. It helps to take stock and to use the determined values. For example, to use it for other assets or to plan for retirement. By the same author: CMO, Nissan North America. Knowing the numbers is important in many areas.

As the tax consultancy focused on helping to steer the financial future, explains the tax firm Maria Ulrich from Munich. A capacity plan provides many benefits benefits of a capacity plan. First, it gives an overview of the overall financial situation. In addition, it provides views on the future development of assets. On the basis of which make important decisions. For example, if investments and acquisitions are possible and whether they would pay for.

With a tax, an optimal control design and thereby minimizing the tax burden in the long term can be achieved. Also with regard to the financial situation in retirement, it is necessary to know his financial situation currently and in the future. Should any shortage foreseeable, be timely preventive proceed to. Overall, tax consulting helps to anticipate developments and to take advantage of this fact and to intervene quickly with appropriate measures. The analysis of the financial situation provides numerous opportunities to make improvements and to benefit from them. The tax office Maria Ulrich from Munich is anytime available for detailed information. Press contact tax firm Maria Ulrich contact: Maria Ulrich Nymphenburger Strasse 4, 80335 Munich Tel.: 089/41134860 fax: 089/41134829 email: Homepage:

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