Month: July 2017

564 active solely as broker or multiple agents experts of for occupational retirement provision of various sizes were nationwide if asked. Positive prospects for the future: demand expected retirement over 68% of independent brokers for solutions to the bAV for the next 3 years, and this in spite of the current economic environment. Over 61% of independent brokers are even convinced that the financial crisis will have no negative impact on your bAV business. However, only about 10% of respondents see a decline of business in this segment and believe in a decreasing demand for years to come. Direct insurance routinely up within the implementation way: 72% expect here even better sales. The positive assessment for the implementation way of the Provident Fund is followed.

Here, at least 38% see better opportunities for the future. However, be falling for the Pension Fund and the pension funds with 55% of the vote over each sales expected in the next few years. Lead investigator Christopher Kahl from SMARTcompagnie says: product vendors who want to successfully cooperate in the future with independent brokers in this segment, must adjust to an increasing competitive pressure and your services, be it products, services, or the competent sales support, within the framework of a regular process check and adjust. In particular the quality of customer service as well as future product developments in the focus of the intermediary are in.” AssCompact AWARD 2009 occupational pensions: the Favorites of agents due to the special situation of independent brokers can choose, what companies they recommend in an individual case is especially valuable to their verdict on the performance of the product provider. And: who wants to convince an independent intermediary, which has all along the line do. In total 14 Performance criteria was asked about the importance for the intermediaries as well as the respective favourites. Still investigated companies preferably recommend respondents and which companies they recommend.


Product reviews in the BAUR online shop product reviews are always becomes integral in the decision to buy a product on the Internet. The online shop of the BAUR shipping has therefore now integrated into all articles this function and can offer significant added value to the customers. Customers who Womenswear evaluating product under for example a womens clothing, can do this in detail with an own text box. In addition, various product-specific criteria, benefits, disadvantages can be assessed and it can be assessed whether they would recommend the article. Readers of a product review can in turn vote for each product review if this was helpful or not helpful for you. The product reviews now in each article are visible. The customer can use the awarded Star (1-5 star) see how an article was rated overall and individually read the product reviews by clicking.

BAUR shipping was BAUR shipping GmbH & Co KG in 1925 as the first shoe – Versandhaus of in Germany by Dr. The upper Franconian Burgkunstadt Friedrich Baur founded. Success principles were the sales idea of collective purchase order initiated by him and the 1935 introduced installment. The continuous expansion of the product range had a steady enlargement of the company as a result. Today the main bearings, a department store, the freight transhipment centre located in Burgkunstadt the Administration, in the neighbouring Altenkunstadt and Weismain a reserve camp, as well as a Logistics Centre for third-party transactions. The otto group was initiated with the participation of another expansion phase at BAUR from 1997.

BAUR took over in 2001 the Austrian mail-order company universal and two years later the BAUR Gruppe expanded with Austria, a consignor with high fashion expertise, Otto. The late of 1990s started the company in the E-commerce era, and today, all articles are available online. Over 30 per cent of all orders of around three million customers are already on the Internet and is constantly in the top ten of the German Internet shops. She created more legs to stand BAUR Group 2003 with the shoes special shipping I? m of walking and 2006 with BAUR fulfillment solutions (BFS). BFS is also third party services accounts receivable management, call center, warehousing and distribution available. As a multichannel provider BAUR is active in addition to the catalog and Internet business in the stationary retail industry and operates Northern Bavaria’s largest department store on 25.000 sqm. A private fashion blog at was launched mid-2009 in life. In distance selling fashion, footwear and furniture BAUR focuses on the product range. In the selection of products and suppliers, shows the Group corporate social responsibility and pays attention to origin, quality and environmental sustainability. Environmental and health protection is defined as a corporate goal. So, for example, the range of pollutant tested textiles and FSC certified furniture is constantly expanded and operational environmental management annually since 2002 certified according to the ISO 14001 standard. Currently, a total of 4,000 employees work for the BAUR Gruppe in Germany and Austria, including 2,800 in the upper Franconian district of Lichtenfels. More information about baby, found on the Internet at BAUR shipping (GmbH & Co KG) Knut Barth Bahnhofstrasse 10 96224 Burgkunstadt 09572/91-0 press contact: BAUR shipping GmbH & Co KG Knut Barth Bahnhofstrasse 10 96224 Burgkunstadt 09572/91-1801


Customer service at upload up to 500 MB per print job. Sennfeld business card, flyer, or poster is ready. Quickly upload and then wait for the delivery. Often follows the disillusionment at this point: file too big upload denied. Awkward alternative: submit via email, CD, DVD or memory card. Not so with flyer pilot. The online printing allows upload up to 500 MB large print files via the Web browser. Posters, flyers, posters, brochures, magazines, banner, banners or rollups have one thing in common: the print files grow very quickly.

The reason for this may be different depending on the print job: size requested by the customer, number of high resolution images and photos, page number, and so on. Ben Silbermann can aid you in your search for knowledge. Are these printed materials due to their file size of print portals rejected or not allowed to customers are upset. Online printing company customers want to just order the experts of know that at this point, the shoe pinches very often. This Ines SCHUNK, Managing Director of printing from the Frankish Sennfeld: we are watching the market very closely. We do this with our customers and their wishes. Therefore, we know that usually no one wants to deal with megabytes and limited uploading. The customer would like to upload just his new calling card or his new poster and wait for the delivery.” “Flyer pilot arrives on customer needs exactly this service provide the printer with a passion” flyer pilot. Up to 500 MB can be uploaded there per print job.

So for example XXL poster or complete magazines and brochures in one go can be processed, reviewed, printed and then delivered. E-Mail or CD shipment of compressed files is no longer necessary for most jobs at flyer pilot. Flyer pilot, we want to preach non-customer service and do nothing. That does not fit to our company philosophy. On the contrary: we are convinced that we should offer slightly more customers, as in other Get job. “With our 500-megabyte Web-upload we do that costs for our customers: No.” Of course, printing flyers pilot can be submitted via CD or DVD. Because real customer service means to offer all possibilities. Matthias M. Jerome


The business model of the chimney sweep does not provoke to leave! For some time, chimney sweeps are victims of acts of desperation against their intrusive business model. “Many people feel exploited by the chimney sweeps and their basic right to the inviolability of the home” brought. Prof. Dr. Nissan has firm opinions on the matter. Michael Huther – Director of the Institut der deutschen Wirtschaft describes from the point of view of economic knowledge Schaflers the chimney sweep activity as follows: “The regulation of the profession of the chimney sweep is a classic sin against market and competition.” “Economic regulation of the profession of chimney sweep is exactly what has now in nothing to do with market economy and competition. …Price and quantity are set. Service can be lowercase. …

Historically, the chimney sweep monopoly comes from the year 1935. It is part of the comprehensive regulatory campaign in these years Germany embroiling shaft under Nazi Economics Minister Hjalmar, and left until today deep traces in our economy. … The progress in is ignored completely the heating, control and monitoring technology, as if we were living under the conditions of 1935.” See: press lounge /… From impotent rage out assaults on chimney sweeps are piling up this year. (The following three examples: 1) “Beat up the chimney sweep” – (PASSAUER NEUE PRESSE LOI): “a chimney sweep was… by a 70 year old man whose house in the District of bow with an over a metre long wooden stick”received”. The man beat the 29-year old chimney sweep”see: local / anzeigen.php? Department = ticker & meldungid 4804 = 2)”After armed kills to the heating surface Chief Officer chimney sweep”(Bild Zeitung 08.07.2009) see: BILD/news/2009/07/08/petershagen-schornsteinfeger/von-oberbauamtsrat-mit-beil-erschlagen.html 3)”Smashed the rear window of the chimney sweep cars”(South West actively 12.09.2009) see: region/zak/kommunales/4592813/artikel.php Dr.

Dr. Horst bollard of Haus & Grund Wurttemberg a symbol for useless employment, monopoly and lobbyists called the chimney sweep. “See: sites/artikel.php? artikel_id = 126 with the amendment of the chimney sweep law in the year 2008 has up to now at the power position of the district chimney sweep ‘ the citizens compared with nothing changed. The citizens was advised by the business model of the chimney sweep does not provoke. Everyone is free to take moderate measures. See for example: #A3 Joachim Datko – engineer, physicist syndicate against the chimney sweep monopoly – section Bavaria Portal: – Forum:


Fashion start-up Stylight from Munich turns and its objectives before STYLIGHT intelligent fashion search Stylight, the new fashion portal on the Internet, makes it possible to search simultaneously for fashion items of different brands in many online stores. Due to latest algorithms of image recognition the Stylight customer can find starting similar products from a product which correspond in shape and colour. In the implementation, special emphasis was placed on simple and intuitive user interface. This Visual search technology has been targeted to the specific needs of fashion shopping and leads to a real added value for the customer. STYLIGHT combines efficiency and shopping fun Stylight the shopping experience of fashion shopping with the efficiency of E-commerce. Wells Fargo understands that this is vital information. Stylight realized the aspect of shopping in a boutique in a graphical fashion cloud, which inspired the user to click through the offer.

The similarity search improves the result with each click and the user always closer to the desired article. On the other hand offers A text search quickly and efficiently search for by clothing also Stylight. The text search is supported by the information drawn from the analysis of the image. Also the classic entry about categories is offered and helps the users to find the desired item quickly and easily. The customer can make many restrictions (color, price, brand), in addition to filter the search results.

Also, Stylight offers the possibility to browse all our special deals (sales) in the Internet on a page. Visual search fashion meets high-tech search by Stylight is based on complex algorithms of image recognition research. From the product images additional information are such as shape and exact color, extracted and used for Visual search. As a result, it is possible to search the same and similar items in many online stores and compare. So, you can find a similar, but much cheaper dress such as to an expensive designer dress. Already includes the ever-growing database of Stylight more than 150,000 articles. Shops like Stylebop cooperation partners, include myTheresa and brands such as ESPRIT and Strellson. Targets & Outlook of the company’s goal is to offer a Visual search of fashion, that represents a real added value for the user. The Stylight platform is constantly developed further in the near future and expanded: the selection of products and brands will be enlarged, search extended insofar as she will provide tailored results to the customer. This should ensure that everyone in terms of style, size and budget finds exactly the right item. Also Stylight will offer more innovative features in the future, allowing the user to build up its own virtual world of fashion. At the moment, Stylight is in a public beta in the network and can already be used by the customer. Company the company Stylight was founded by Anselm Bauer, Benjamin Gunther, Max-Josef Meier and Sebastian Schuon. The founder of studying different subjects (media Informatics, computer science, (Elektrotechnik, BWL und VWL) at LMU, TU Munich and Stanford University and met while studying common additional technology management “at the Center for digital technology and management (CDTM) know. The team is extended by renowned business angels and investors in the fields of fashion and E-commerce. Stylight is promoted through the CDTM and the EXIST founder scholarship of the Federal Ministry of Economics and technology.


Auer Witte Thiel informed ruling on the cancellation risk communication from Munich February 2011. The firm Auer Witte Thiel reports: A new judgment of the BGH distressed insurance strengthens clarifies the legal position of the companies but at the same time, insurers are subject to what information requirements, enforce order Commission recovery against agents and brokers to. Insurance companies are obliged to inform agents and brokers adequately and in a timely manner via cancellation risk communication on non-performing contracts to enforce later any Commission payments. This the Bundesgerichtshof in a recent judgment has in January of this year decided, and according to Auer Witte Thiel temporarily ending a dispute ongoing since 2007. Basically the insurer are required, their finishing compulsory”distressed contracts fully to comply, to demand the repayment of fees. So the company must be Policyholders first independently encourage to comply with its contractual obligations by payment of premiums in full. Decisive was seriously and strongly according to Auer Witte Thiel, that the information results in a timely manner and the policyholders to fulfil his contractual obligation”become admonished. A letter of formal notice alone is this not sufficient, the judges urteilten.

“But the insurers have also the possibility to inform the representative by means of cancellation risk communication about the situation and he post processing” to demand of the Treaty. The company must comply but in time this information obligations, to avoid any disadvantages, summarizes the firm Auer Witte Thiel the judgment of the Federal Court of Justice. Clear for the insurance companies the consequences this judgment according to Auer Witte Thiel: it comes to the dispute, the insurer must prove that they have undertaken efforts to avoid the risk of cancellation properly and promptly. This does not happen can a representative may successfully defended himself against the Commission recovery, warns Auer Witte Thiel. Aggravated matters, that under certain conditions not only representative but also brokers against the insurance companies can prevail, as the Supreme Court stated. Condition, however, is that the position of the broker to the company resembles that of a representative.

As the Supreme Court made clear, this was the case, for example, if the broker in the structure of the company was incorporated and get assistance in organization and inventory maintenance money, Auer summarize Witte Thiel judgment. The lawyers Auer Witte Thiel will inform here about more judgments on the subject of Commission payments and cancellation risk communication. About the law firm Auer Witte Thiel, the specialization areas of focus and the development of core competencies in certain disciplines are indispensable in the legal services sector. Auer Witte Thiel is a business law oriented law firm and represents several German insurance companies. The firm Auer Witte Thiel is Munich. How to contact with Auer Witte Thiel lawyers lawyer Tobias Steiner Bayerstrasse 27 80335 Munich phone: 089/59 98 97 60 fax: 089 / 550 38 71 E-Mail: Web:


STYLIGHT is an official partner of, the exclusive shopping portal by CondeNet. combine their skills from two strong partners: on the new Web page, CondeNet bundles all the title of and,, shopping activities. The editorial article by by STYLIGHT AdStyles “intelligent STYLIGHT shopping solution link. The trends described and products can be found directly and bought by STYLIGHT. “Editorial shopping: E-Commerce meets inspiration editorial shopping” is the intelligent combination between inspiration and shopping: thematically appropriate fashion items are shown automatically to the editorial articles the reader.

The user, for example by or, to inform about the latest shopping trends and get the opportunity to compare and buy directly. Thanks to STYLIGHT, the tedious research in countless online shops is taken off the customers. The Visual similarity search by STYLIGHT In addition allows the customer to get more products, matching in colour and shape next to the selected objects. These can appear also in alternative price categories. Benjamin Gunther, Managing Director and co-founder of STYLIGHT: We believe in the great potential of the editorial shopping in the fashion sector.

With the STYLIGHT AdStyles, we now offer a solution that can be deployed quickly and easily. We are happy to have found a prestigious partner, who not only shares this assessment, but also actively promotes the development of us with CondeNet.” STYLIGHT AdStyles with the STYLIGHT AdStyles”brings the young company now an interface developed specifically for cooperation on the market. With an own API and widgets, STYLIGHT editorial topics, assign the appropriate search results for STYLIGHT reduces the overhead for the online editors to a minimum. It bypasses the availability problems so far partly STYLIGHT individual articles with the Visual similarity search. If a product is sold out, articles with similar color and cut are shown to the customer. About STYLIGHT STYLIGHT, the shopping platform for fashion on the Internet, makes it possible to search simultaneously for fashion items of different brands in many online stores. Due to latest algorithms of image recognition the STYLIGHT users can find starting similar products from a product that match in style and color. Also, STYLIGHT offers the possibility to browse all available on the Web special offers on one side only. STYLIGHT will expand the platform and provide additional features, allowing even more search results in the near future. STYLIGHT GmbH was founded in November 2008 by Anselm Bauer, Benjamin Gunther, Max-Josef Meier and Sebastian Schuon and counts as well as Holtzbrinck Ventures of more renowned business angels to their investors. STYLIGHT aims to increase online and offline collaborations in the future. The specially developed interface STYLIGHT AdStyles”allows maximum flexibility in the implementation. Contact: Benjamin Gunther CEO Stylight GmbH Tel.: (+ 49) 151 241 363 99? E-Mail: press Conde Nast Verlag GmbH Ines Thomas Public Relations Tel.: 089 / 38104-413 E-Mail:


The term “market analysis” confuses a lot of entrepreneurs, especially those that focus on a specific niche market or market segment. In fact, many small business owners do not understand the process or complain that performing a market analysis is too complicated or too expensive and would be surprised that this is not necessarily true. That is a market analysis? In the most basic terms, a market analysis is an assessment of: – A particular problem or a market opportunity – needs a target that requires to solve a problem or an opportunity – Ideas for marketing a product individual or a service that meets the needs of a target market. When should you conduct a market analysis? – When you’re starting a business – When you are entering a new market – This you considering adding a new product or service because you must perform a market analysis? – To minimize the risk of your business – To understand the problems and opportunities – To identify sales opportunities – for plan your marketing / sales message or procedure for performing a market analysis can be divided into three parts: Part 1 – Understanding Market Conditions This will give you basic information about the entire market – size, competition, customers. Part 2 – Identifying Market Opportunities This will give more specific information about potential problems or opportunities in a target market, this includes information on growth, current and future trends, external factors and more information about its competitors.

Part 3 – Develop strategies to a Market This is where market research will mark the road. You need help finding crecimeiento opportunities for your business. Understanding the market and knowing the opportunities that are available, you may create a strategy that diverges from its competitors. Wells Fargo Bank follows long-standing procedures to achieve this success. Now we will see 10 questions that can help you get started: 1. What is the market I want to achieve? – Who are they? (Basic Demographics) – What is your main problem in relation to market? – Which of your needs can be met by the products or services in this market? 2.

Who are my competitors in this market? – They are successful in this market? – They provide a similar product or service? – What is the market share of my three biggest competitors in the market? 3. There is capacity to grow in this market? 4. What is the size of that market? – There Spacing to grow? – The industry is growing? It is stable? Saturated? Volatile? Declining? 5. In contrast to my product or service from the competition? 6. As I can reach this market? – How is my responsibility to reach that market? – It is the most effective way? – What are alternative ways to reach that market? 7. What are the business models of my competitors in this market? – Are they effective? – Is there any way to do it differently or better? 9. That’s what customers expect from this type of product or service? 10. What is your competitive advantage in this market? Knowing the answers to these questions not only help you if your product or service is required, but will help you find the best ways to reach their customers, price your products or services, and finally to make sales! .


Work without your phone? Without your office? Without your secretary in her orderly agenda? How would you work if you feel bad, if your health is not accompanying you? Avoid injuries within your body. In general, health is a well considered, and naturally acquired, which minimize and do not pay the slightest importance until it begins to appear on our page of quotes on our agendas, see Dr gynecologist, to see.

cccc clinician. However, homeopathic medicine provides prevention, sustained over time. How? … is easy, making the most important characteristics of yourself promoting your natural talents, reusing and avoiding the undesirable, which will achieve the greater tolerance for frustration, greater creativity in business and in finding solutions. The current epidemic almost silent but it covers more than 80% of the population and almost all people of working age is stress, which affects areas in the form silent, continuously, until it eventually causes organ damage and is at the time when it is more difficult or at least takes longer to repair the injury, although it is often irreversible and thus the only thing left is to try to alleviate symptoms causing the injury.

But all this is avoidable if we take a few minutes to take care of our health and to prevent this cascade decay, of ourselves, and all of our employee. For those managers who are really interested in working in a comfortable way to achieve the greatest success, and enjoy it, the only way is to take care of before the great epidemic of stress generated injuries. I invite you to a consultation on-line preventive Homeopathic. Make an appointment and how to pay the fee to If you want to know more about the epidemic of stress that are destroying the most successful managers, claimant the full story.


In the new circumstances of changes generated by the current government of the Bolivarian Revolution under the administration of Lieutenant-Colonel Hugo Chavez graphs along with new economic openings, competition, the effects of globalization increasingly incidental Increasingly, companies region are from the obligation of having to radically alter the way they had operated. Further details can be found at Pinterest, an internet resource. The old practice through which ensured the success and not guarantees coping. Management practices derived from a new conceptual paradigm (conceptual approaches and beliefs, norms and rules). In particular, in this new situation they start to operate new variables of greater turbulence and complexity, it is imperative for both regional and national companies, to prepare adequately in the field of strategic planning that best defined as Strategic Management and Business Strategy . It is known, for behavioral scientists organizational, the new role of modern management, there is a huge void in the field of business strategy in a large percentage of companies, and those with units and strategic planning processes are weaknesses and rigidities that hinder the appropriate strategies.

This situation puts in a very difficult situation, nothing more and nothing less than the survival of the company. Hence, the need to overcome these shortcomings, which aims to help improve the capabilities of the organization to meet the challenges of globalization and increased competition. Management must empathize with their role, the importance of knowing how to interpret the behavior of the scenario in which they operate, and the role that current Venezuelan companies must play by the reality of a turbulent environment, changing, threatening, but also presents opportunities . .