Month: <span>October 2015</span>

Innovation like central activity of the Organizations In a market of abierta competition, where the change follows one another in exponential form, the organizations constantly persecute the differentiation through a greater quality and a smaller cost to lead their segment, enterprise objectives that cannot be obtained without creating competitive advantages. These superiorities with respect to their competitors are created from the innovation. To innovate then, means better results derived from the possibility of producing differentiated goods or services or of using techniques more efficient than the competitors, improving not only the competitiveness but in addition harnessing the development to new markets, creating new businesses and even generating markets before nonexistent. Thus, innovation becomes necessary in the organizations not to disappear, global contexts that every time they change with greater speed and are more competitive.

Innovation that produces ideas that are translated in a differentiation until another competitor the copy and with time transforms itself into standard. To put in center of an organization to the innovation, means to promote the qualification and the development of its members, to concentrate in its capacities, to desestructuralizar its work, to flatten complex hierarchies and structures, to turn it into an organization decentralized and communicated in networks. To articulate it around formalization, work parties low, decentralizing the decisions, increasing the communication capacity, of management of the conflict and the diversities. Thus, the way in which the organizations locate as central activity to the innovation is through the construction of a network of professionals with high complexity in its formation but with one lowers to formalization as far as structures, decentralizing the power, reducing to the stratification in the distribution differential of the wages, generating habitually a low volume of production and putting little emphasis in the efficiency in the cost..

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The next 5 years – the company's growth a few stops and the market is already harder to work – this is due to competition. Third Five-Year Plan – the pace of development of any company in all parameters are on the decline. In the last period of the new distributor extremely hard work – the market is closed! Competition fierce. The third period is very easy to determine, not only guided by the age of the company, but simple and obvious question to a stranger on the street: "Prompt, where around here to be representative of the company …?" – If the counter without hesitation call your nearest office of your company, be sure – you work for this company in this market (the city) would be very difficult! In this case, only one prospect – a low income. Remember, one of the first questions you should ask your sponsor before signing up for a network marketing company: "How many years representation of the company is working in our city? "Yes, I agree. Well, that office has more than 15 years in one city – a measure of stability, but at the same time, figure competition. Imagine an army distributors, the people pursuing the same goals as you, which advertise products that you do. And imagine that you started working one of the first distributors in your area: no competition, product delivery established, you can easily find new business partners and consumers, as your sponsor is always ready to help – you are doomed to success.

Let's summarize the benefits that you get if you decide to cooperate with the company network marketing in the early stages of its development, provided that if you treat this type of activity as work, not how to entertain: Financial independence. Personal growth opportunities to help others. Partners businesses that you trust. Customers who are happy to see you. Ability to travel at the expense of the company. Network Marketing – it benefits are the benefits this perspective, a way of life!

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Do you need to rent office today, even if large companies are moving to remote control model co-workers? The need for commercial property is starting to fall. But to replace traditional notions of real estate there are new, meet the requirements of modern business. One such innovation was the service "virtual office". It is in demand by companies that do not require permanent lease of office space, but at the same time, they need a number of "soofisnyh" advantages, such as registered office, secretarial services, receive mail and faxes, a place for meeting with clients. "Virtual Office" is precisely this package of services.

It is ideal for attorneys, logisticians, for freelancers of all types and more. Such imitation office not only helps save on rent and at the same time look at, but also allows you to work where is convenient for you. Work at home in the country, on any trip – it's not important now. Calls to customers will always answer the Secretary, who is constantly in the office. Through it the same way you can transfer documents, money, correspondence, but you can always pick up their free time.

Naturally, the secretary does not advertise that you really do not happen in the office: out to lunch, the meeting went on for … and a request to call back to a personal number, call You will be redirected. If necessary, meet with clients face to face or conducting interviews, you can always use a meeting room, specially equipped for business meetings. Meeting room located in real-world locations in the city center, so that the client gets the impression that the whole office belongs to you. This service came not for single-day firms, which are designed to ensure to deceive and to turn the various scams at the lowest cost to themselves. This is a completely new proposal for a serious business. The resourceful entrepreneur and a modern evaluate such a proposal at its true value because it really helps to save while maintaining the prestige of the company. It makes no sense not to trust the companies that have already floated the given service, but they were one step ahead of everyone else.

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DFK / German financial resources AG: road show with interesting lectures Kaltenkirchen, July 2013. The Roadshow of DFK / German financial resources AG in a total of 12 cities took place in the spring. In addition to lectures by DFK Board Valeri Spady and sales coach Andreas tall in the name of the road show a survey launched, attended 536 persons between 20 and 62 years. The road show of DFK Group took place in the period of the 15 28.04.2013. The DFK stopped in 12 cities: Kiel, Hamburg, Berlin, Bielefeld, Dusseldorf, Koblenz, Bad Hersfeld, casting, Braunschweig, Nuremberg, Ingolstadt and Kempten. Further information will be made available under. The Roadshow was informative lectures on the DFK Roadshow of 2 parts.

First introduced Valeri Spady, founder and CEO of DFK / German financial resources AG, the transparency of the DFK group. The focus of this keynote was the wealth concept of Kaltenkirchener financial experts. Mr Spady turned to solutions Intelligent asset accumulation before and presented in detail all figures, data and facts, the past and present, as well as views on the future direction of the company in the areas of real estate, rights and commodity investments. Then lectured Andreas tall, financial services expert and sales coach of the DFK. The topic of his lecture: “Poverty and wealth in Germany”. His informative report is based on the recent poverty and wealth report of the Federal Government. Both speakers encountered an interested audience and much feedback.

Survey among visitors to the Roadshow at the end of each event started the DFK / German financial resources AG an opinion poll on the subject of “Money and finance”. A total of 536 persons were interviewed, the age range was between 20 and 62 years. A total five questions had to be answered. So the respondents should assess how well they assess their skills in terms of prevention and capacity building. Here, most indicated an average with a tendency towards less knowledge. Well know each other only A few out. Need for clarification here, so the DFK, which places great emphasis on transparent and understandable presented wealth concepts for this reason. All questions, as well as the detailed survey results including graphics can be downloaded here: presentation as PDF the DFK Roadshow 2013 organisation on the part of the operators on site, excellent presentations of the speakers and a great atmosphere thanks to the interested and committed participants made a great success. About the company German financial resources AG / DFK group the DFK group of companies is a dynamically growing financial services provider with a ten-year corporate history. Business purpose of the DFK group is the provision of financial services of all kinds, as well as the provision of services related to the real estate investment. The well-developed sales and service network of DFK / German financial resources AG guarantees a continuation of stable and steady growth. Through the creation of individual wealth building strategy, the company is very an intensive on the personal needs of his clients. Here, the financial situation of the individual plays no significant role. The DFK Group serves over 30,000 families with over 80,000 contracts. Chairman of the Board of German financial resources AG is Valeri Spady. The German financial resources AG has its headquarters in Kaltenkirchen near Hamburg. How to contact with DFK German financial Kontor AG Valeri Samwel Brookweg 48 24568 Kaltenkirchen phone: 04191 910000 fax: 04191 910002 E-Mail: Internet:

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Solid mortgages with fixed cost estimate size over the entire term of the loan Berlin, 14th October 2011 – for the planning of a construction financing the prospective borrower should gather fundamentally about requirements, differences and possibilities of financing deals offered on the market. The acquisition of basic knowledge belongs as well as the concerted comparison of requested services. This is initially easier said than done. The seemingly endless number of providers (E.g. banks, savings banks and insurance companies), as well as a variety of financing options make an objective overview of the market. Construction financing calculator provided on the Internet consider the individual characteristics and ways to optimize (E.g. subsidies). The prospective buyer should pay particular attention to the financial security and predictability.

All too often, mortgage lending have failed, because the financial burdens could no longer be worn. The most common form of financing for private mortgage lending the classic annuity loan – what is still the construction rule here should care? Annuity loans mean good planning by homogeneous rates burden because large sums are needed to finance a real estate generally, is very important to achieve as favourable conditions. Already differences relating to comma E.g. in interest rates can mean many thousand euros on run time overhead. Interest rates and repayments can be flexible also, to better respond to any unforeseen events. For an annuity loan, the interest rate for the agreed interest period (usually between 5 and 15 years of age) is defined.

The monthly burden (installment) consists of each variable interest rate and repayments (these are the so-called annuities), to achieve a consistent monthly load. A good financial planning and therefore safety is enabling over many years. In addition, free special redemptions can and if necessary a flexible customizable set of eradication are agreed. The borrower may react with these “AIDS” on special situations, E.g.

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But social intragroup communication can do more. The question is about how to provide excellent service to the mass segment with maximum limits of the human resource. It is known that the mass market is not too prityazatelen in matters of service, so a client relationship with him is enough to achieve the conditions of 'zero-stimulation' and maximum convenience. It is quite possible to integrate into a single electronic system for access to the most popular in the services segment. Today there are machines that combine the functions of issuing and receiving cash, receiving daily payments. But these systems are not common, rather inconvenient, and involve far too many features that are included in the structure of consumption patterns in the financial market. Perhaps automated systems can become full-fledged alternative to bank branches, which should serve more lucrative segments of the application of human resource. In the described business model should be consider the risk of a repulsive effect of technological factors as the quality of the mass market is relatively far from perfect from the perspective of financial and technological literacy.

But the history of evolution consumer attitudes toward payment terminals, set today at every turn, allows to count on a fairly simple and quick integration of technology in the segment. To accelerate this process must adhere principles of simplicity and user friendly interface and controls. For example, the use of control technology touchscreen, a common market of payment terminals, will exploit the already accumulated skills consumers and radically simplify the learning process.

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The ever energy group is looking for experienced insurance and financial brokerage already stable customer base to implement future exciting overall concepts with the cooperation partners. The ever energy group operates as solar and heat concept provider in the new federal States and is looking for cooperation partners from the insurance and financial industries. The company plans its network to expand new partners, to meet the growing interest in photovoltaic systems. Already every fifth homeowner is planning to create a solar system (Batten & company). They are a safe investment for homeowners and guarantee preserving the value of a property. Nevertheless, appropriate financing and insurance on sides of house owners a great need for advice about. Solar partner for new customer acquisition and revenue insurance and financial broker with a stable customer base can benefit from working with the ever energy group.

With a new partner, expand your offer other business areas, such as E.g. profitable Solar concepts. Many customers use the VAT refund from investment buying experience, to invest in follow-on projects. Who buys a photovoltaic system in the context of the restructuring, allows more financial benefits. In both cases, clients have a great need for information and often rely on the consulting services of insurance and loan brokers. Thus, an easy way for new customer acquisition and revenue growth opens up for them. New partner: reliable partners are photovoltaic systems only a worthwhile investment, if planned and installed by the experts.

The high quality guarantees that the system produced solar power more than 20 years and is therefore profitable (TuV Rheinland). Therefore, professionals in the insurance and financial industry should cooperate only with designated Photovoltaikexperten as the ever energy group. The Berlin-based company develops solar concepts since 2007 for homeowners, only profitable plants installed and recorded a high level of customer satisfaction. The solar concept provider has proved themselves in various projects as a reliable partner. Now he’s looking for responsible partners, who want to put also a clear sign of the expansion of renewable energies as well as increased sales and new customer acquisition. Benefits for new partners in the insurance and financial industry: enlargement of the profitable photovoltaic projects portfolio extension of the customer service better binding of existing customers and acquiring new customers cooperation with reliable partners increase magnification of the own network commitment in the field of renewable energies which seeks ever energy group experienced insurance and financial brokerage already stable customer base, to with the cooperation partners to implement future exciting overall concepts. See also: koopfive press contact: ever Energy Group GmbH John-Niemeyer-WEG 4 14109 Berlin press contact: Dominik Modrach Web page: E-Mail: company profile: was the ever Energy Group GmbH 2007 founded by business leaders Matthias Streibel and Dominik Modrach headquartered in Berlin and has two other locations in Neuruppin and Dresden. As an expert for the trading and sales of photovoltaic systems specializes in the company on personalized solar concepts for single-family homes. The ever Energy Group GmbH offers a complete package of services – from data acquisition, consultation, testing, installation, financing and tax advice. In addition, advises the companies also purchase and construction of solar carports, solar houses and taught foreign roofs for the construction of a photovoltaic plant in the new Lander.

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Our understanding of the financial world is incorporated in the theory of finance; his profound knowledge is therefore a necessary condition for making good financial decisions. The study of finance is essentially a search for theories that provide a better understanding of the financial aspects of the company. Under the name of finance we can find, at least three approaches. Each of which refers to the same set of operations and transactions, but analyzed from different points of view. A business or corporate finance: is the more developed approach so far, since it examines the finances of the company from the standpoint of the director or person responsible financial, i.e. from and for if same. It focuses on the analysis in the way in which companies can generate value and maintain it through the efficient use of financial resources. Within this approach are three big components exemplified in Figure 1.

1) Investment decisions, focusing on the analysis of the acquisition or replacement of the real assets of the company. These can be tangible and intangible assets such as machinery, equipment, infrastructure, trademarks, patents, etc. In which the company must invest to comply with the objectives laid down. ((2) Funding decisions, which analyzed the different alternatives for obtaining the necessary funds to finance the company’s operations indicated in point to). In this analysis, Chief Financial Officer, evaluated the possibility of a bank loan, the issuance of new shares in the case of a company that traded a contract leasing for leasing of capital goods, or the deferred payment to suppliers (commercial credit), among others. (3) The managerial decision-making, which are basically concentrated in the analysis of the systematic procedures that govern the day to day operational and financial decisions, such as: (box) Treasury management, inventory management or stock of products, the volume and the rotation of the credit to customers or accounts receivable, the remuneration of staff, among others. As shown in Figure 1, a company requires a myriad of real tangible and intangible assets (machinery, equipment, infrastructure, trademarks, patents, etc.) which are used for the production of goods and services that cater to your target market for its ordinary operations.

These acquisitions imply an outlay or expenditure by the company (line A), and to the extent that these investments are incorporated into the operation of the same, increase you or generate a flow of income or benefits (line B). Once the investment decision, the Chief Financial Officer must analyze various alternative forms of finance such acquisitions. In General, companies basically have 2 alternatives: resort to the own funds through the application of profits or undistributed profits (line D); It commonly referred to this source of funding as an intern. Or resorting to funds coming from the different instruments available in the financial market (line C), in which case, generates for the company, in the future, a graduation of funds in concepts of interest and/or dividends (line E). In this case, the company would be resorting to an external source of financing. The basic problems all director faces which, Manager or financial manager are: 1 how much the company should invest and in what assets should be done? 2 How should get the funds needed to make such investments? The first question is answered from the Economic Dimension of the company. The area suitable for analysis are techniques for evaluation of projects of investment or capital budget. The second question is answered from the financial business Dimension. His analysis is done in what is called the funding decisions.

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And is war, folks, the highest expression of the taking of measures in terms of survival and supplemental needs. What they do not, because there are countries that do not necessarily make their livelihood is threatened? Not credible, no doubt, all this points to the war, beyond appearances, values and needs. What normally spreads understanding is the inability to penetrate the core, the intricate world of appearances and false morality “progressive” that inculcates sestematicamente systemic and from school. I put the most brilliant example that comes to mind. Have you seen, in these times of oil, a country fighting for water? There are wars for oil and the hundred years or days, but water war? I have not seen for many decades, unless we refer to the so-called series of street protests that occurred internally in Bolivia for some time. Well, I say that in its name and wars are planned and have already been made and built silent invasion also unequivocal military camps in the world. Did you know that only 1.5 or 2.5% of the planet’s water is fresh, that we take every day? “Shows you a country like the U.S. so prevented to wage wars for her? Do you visualized supply problems right now as we speak, in times of oil? Most likely not, seem ridiculous. However, already have military bases South America, on the outskirts of the few world reserves of this vital liquid. Did you know that already teach their students that the Amazon is a territory that belongs to them now in the hands of barbarians (South Americans) that the abuse? It sounds to this war? Or what I say, they are good manners and education, positive expression of progress in the world? Come on …! It’s usually we see this war for oil country, and here we return to our initial concern about the future that he pulled his bellicose Venezuela.

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Many authors say they look for a place and stick to a schedule of work, just as you would in a company. Aha! That you can take you, but if you live with your mom or have a wife, whatever you think is not much the case. Unless you lock (which will cause problems when it comes out) at any time opens the door to say a not do this? You ask someone use whatever. The answer is, ironically, is that everyone works. If you happen to answer that you are also working, probably receive a look of hatred, followed by some expression of a OESI as Noa. Unfortunately, working at home has its problems, especially if you live with someone else. Perhaps you’ve been told that working at home is beautiful: your own hours, comfort, savings in transport and others. What no one says are thousands of orders and shipped orders as well from the looks if you do not.

Yes, nothing is as beautiful as it looks. Still, we can do, if you buy a good lock and put it inside. Learn to live with the looks of hatred, after all, if you pay the bills, you have to get used. Take your business seriously question not only yours, you should be able to make others see your point of view, especially when they are affecting your performance. We must have the strength to say a no and to move forward. Otherwise, hardly able to lift as much you want that business.

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